Avoiding Tax Penalties
Mistakes are common when filing and paying your taxes. In such a case, it's best to know what types of penalties you can incur and how to calculate them ...
FAMILY FINANCE
ARTICLES
What Is Umbrella Insurance?
Everyone should consider getting liability insurance, regardless of their circumstances. You might think you'll never be responsible for injury or property damage; however, ...
What Is Skimming?
Skimming is a form of identity theft that extracts credit card information when you use the card in a modified public card reader. Skimmers are typically installed on ATMs ...
Selling Your Car
If you plan on selling your car, there are various ways you should consider so that you can get the best price for your vehicle. The main methods focus on trading in your car ...
How Credit Card Dumps Work
Credit cards are everywhere; not only do most people have one, but many have several. Unfortunately, some individuals are looking to steal your credit card information ...
Budgeting For Your Big Day
Most people do not want to start their marriage off with unnecessary debt. Yet, in 2021 in the U.S., the average wedding cost was $28,000, according to The Knot ...
Reviewing Your Medical Bill
A medical crisis comes with several challenges. First is understanding the course of action and treatment plan recommended by your physician. Next is following the ...
Should You Get a Prenup?
No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples ...
Digital (or Virtual) Credit Cards
Data breaches occur all the time these days. They hardly make the news headlines anymore. One of the outcomes of these widespread breaches is that some credit card companies ...
What’s Your Password Strategy?
People are growing more concerned every day about the impact we will have (and have already) on our planet. Many have already taken massive ...
Scammers and the Coronavirus
Coronavirus has shown us some of the best and worst in humanity. We have seen medical professionals, truck drivers, and other front line workers step up to the ...
Stop the Robocalls!
Google, Apple, T-Mobile, and the U.S. government are each working hard to end robocalls as well as other types of phone-based spam. While we all wait for these calls ...
Creating a Power of Attorney
You may have wondered what happens if your aging parent ends up losing their ability to make financial or health decisions. How will you or other family members help them ...
Revisiting Your Budget During a Crisis
Many Americans found themselves in the throes of the COVID-19 crisis before they fully understood what was going on. For many, news of the virus was distant and remote ...
Liquidating a Loved One's Estate
When a person passes away, the liquidation of their estate is administered by an executor. Being selected as an executor is an honor. However, it can also be an obligation ...
Searching for Unclaimed Money
You have probably seen advertisements advising you to search for unclaimed money. Many people dismiss the offers as potential scams or information grabs ...
Identity Protection Services
It is now more important than ever to protect your identity. As more companies reveal data breaches on large scales, the need for ...
Preparing for an Economic Downturn
Economic uncertainty remains despite an economy that has been growing in recent years. The massive recession that created such turmoil in the world’s ...
Things Your High Schooler Should Know About Money
If you are like most parents with children in high school, you are so busy trying to stay ahead of expenses that you do not have time to ...
Building a Cash Wedding Registry
Once upon a time, it would have been the ultimate taboo to ask for cash as part of a wedding gift registry. Back in the day, couples were starting out ...
Should You Take the Travel Insurance?
Almost anytime you book travel online or over the phone, websites or agents will ask whether you would like to purchase travel insurance for your trip ...
Managing Your Child Care Expenses
Most people who are preparing for the first baby are shocked and even dismayed to learn just how high childcare costs can be. According to the ...
Qualifying for Your First Apartment
It can be very exhilarating when you are about to rent your first apartment. However, it can also be a little overwhelming since the process is unfamiliar ...
Becoming Financially Independent
Financial freedom often begins by becoming financially independent. Many people do not realize how financially ...
Going from Homeowner to Renter
As people weigh future lifestyle options, one choice frequently being evaluated by individuals facing retirement ...
The Advantages of Health Savings Accounts
Consider your HSA to act much as a personal savings account does. The only difference is that the funds ...
Take Advantage of Two-Step Authentication
Instances of hacking and cyber crimes are becoming more prevalent in society today. That presents a real challenge for ...
When Your Home is a Money Pit
Nobody wants a house riddled with unexpected, continuous problems that will drain his or her bank account ...
Raising Financially Literate Children
As a parent, you have probably had a child plead with you to buy something for them when you are in a store. Moreover, when told "no," those pleas ...
Managing Debt When You're Unemployed
Debt. It is one of those words that strikes fear into the hearts of people everywhere. It is even worse when the rug is pulled out from under you, ...
Are Kids Sports Draining Your Bank Account?
As parents, you want to give your kids the best of everything. Most parents want their children to have ...
Choosing the Right Deductible Amount
Insurance is essential for when things go wrong in today’s hectic world. It can also be a substantial expense ...
Factors That Impact Life Insurance Premiums
Different factors will determine what you pay for life insurance premiums. This can confuse many individuals when ...
Managing Moving Expenses
Do you think hiring professionals will cost you more than moving yourself? Think again. Although it might ...
Should You Get a Second Job?
A second job can bring much-needed money into the household to help get out of debt, pay off specific bills, or ...