Personal Loans

Salem Five’s personal loan professionals are here to work with you and work for you to help make the best financial decisions for you and your family. To get started, try out our personal loan calculators or stop by any Salem Five location.  To learn more or to apply online, choose your personal loan and mortgage options below. 



Star Home Equity Line of Credit

Annual percentage rate (APR) of 6.99% fixed for the first 6 months and then prime - ½% with a floor of 2.75% after the 6-month intro period.

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Star HELOC Benefits and Features

You invest time and money into your home. Now with a Star Home Equity Line of Credit you can leverage those investments for personal cash flow.

  • Bill consolidation
  • Home maintenance
  • Education expenses

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Automobile Loans

Our New Car Loan Annual Percentage Rate (APR) is 9.74%; for Used up to 4 years, the APR is 10.74%; and the 5 year or older Used Car Loan APR is 11.74%.

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Automobile Loans Benefits and Features

With a variety of term and rate options, our loan professionals can help you navigate to the automobile loan that’s right for you. 

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Overdraft Protection

Prevent returned checks and avoid overdraft fees with Salem Five Overdraft Protection.  It's not just convenience, it's peace of mind.

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Overdraft Protection Benefits and Features

Avoid overdraft fees and the embarrassment of having a check returned. Learn more about Overdraft Protection from Salem Five.

  • Salem Five checking account with accessible credit limits
  • Eliminate the expense of returned checks

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Student Loan

For Borrowers Attending Degree-Granting Institutions. The Smart Option Student Loan® for Salem Five by Sallie Mae® can help you pay for college expenses not covered by scholarships and federal loans.

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Student Loan Benefits and Features

Private Student loans from Salem Five in partnership with Sallie Mae® could help, find out which personal loan is right for you:

  • No origination fee and no prepayment penalty
  • Competitive rates and repayment options

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Personal Credit Card

No matter which card you choose, you'll enjoy important features like EMV smart chip technology, mobile purchasing, and much more.

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Personal Credit Card Benefits and Features

Choosing the right personal credit card is easier than ever.

  • A range of cards and benefits
  • 24/7 account access
  • Account alerts and balance transfers

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Pay a Loan

Salem Five's Online Loan Payments is an electronic loan processing system which allows you to make a one-time loan payment to your Salem Five personal loan via our secure website on a desktop computer, tablet or mobile device.

Pay

Mortgage

6.75
% APR

30 YEAR Fixed-Rate Mortgage

6.35
% APR

15 YEAR Fixed-Rate Mortage

Home Mortgage Options
Benefits and Features

We're ready when you are. With Salem Five, loan approvals take less time, allowing you to take advantage of opportunities as they arise.

  Learn More        Get a Quote        Apply 

HELOC products are offered through Salem Five Bank   |   Thomas Toland, NMLS Unique ID #415026


Salem Five Cents Savings Bank NMLS ID #407901

Information relative to mortgage loan originators can be found on the NMLS Consumer Access Website at: www.nmlsconsumeraccess.org/