EDUCATION
CENTER

Credit and Debt

Dealing with Medical Debt in Collections

Medical bills come flooding in every time a person requires a medical procedure or falls ill and needs to visit a doctor or hospital ...

Credit and Debt

Boosting Your FICO Score

According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...

Credit and Debt

Prioritizing Your Loans for Quicker Payback

Prioritizing how you repay your debt is essential since it can impact how efficiently and quickly you become debt-free. It could also affect ...

Money Management

Measuring the Cost of Living

Understanding the cost of living in an area can help you determine the amount of money necessary to cover basic living expenses. It can also describe the amount ...

Money Management

Calculating Your Disposable Income

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth ...

Money Management

Financial Basics for Service Members

In the military, you can use available resources to help prepare for your future. As far as saving money, you have various tools to help you build and secure your ...

Workplace Finance

Understanding Payroll Taxes

Payroll taxes are taxes that both employees and employers pay based on employees' wages, tips, commissions, and salaries. The employees' portion is deducted from ...

Workplace Finance

Negotiating a Job Offer

So you have finally received the phone call or email you have been waiting on regarding your recent job interview. But, the excitement begins to fade when you realize that the offer ...

Workplace Finance

If You're a 1099 Employee

Regardless of how you earn income, you will still need proper tax forms. The two primary documents you focus on as a traditional employee are forms W-2 and W-4 ...

Homeownership

Getting Rid of Private Mortgage Insurance

When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you ...

Homeownership

House, Townhome, or Condo?

The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one ...

Homeownership

Building Equity in Your Home

If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much ...

Paying for College

COVID-19 and Your Student Loans

The U.S. Department of Education (ED) Federal Student Aid office is actively watching the COVID-19/coronavirus emergency. If you are a student with an ...

Paying for College

Are Online Degrees Worth It?

In the fall of 2018, around 3.26 million students (16.6% of all U.S. higher education students) were enrolled in exclusive online education courses, according to the ...

Paying for College

Refinancing Strategies for Student Loans

Student loans. Without them, college educations would not be possible for large segments of today’s population. Whether attending state colleges and universities or ...

Retirement

Buying a RV for Retirement

Retiring to an RV lifestyle can be very tempting. Whether you are planning on using your RV for short vacations or living in it for long stretches ...

Retirement

Gig Worker Retirement Strategies

Over the past several years, there has been a significant rise in gig workers and the number of affiliated companies that utilize them. In fact, in 2017, the Bureau of Labor ...

Retirement

Getting Your Retirement Back on Track

The one-two punch dealt by the Great Recession of 2007-2009, followed by economic damage from the COVID-19 pandemic may have ...

Family Finances

Reviewing Your Medical Bill

A medical crisis comes with several challenges. First is understanding the course of action and treatment plan recommended by your physician. Next is following the ...

Family Finances

Should You Get a Prenup?

No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples ...

Family Finances

What’s Your Password Strategy?

People are growing more concerned every day about the impact we will have (and have already) on our planet. Many have already taken massive ...

Small Business

Branding Your Business

An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...

Small Business

Social Media Marketing

Leveraging social media marketing can increase your customer base significantly ...

Small Business

Gaining a Competitive Advantage

It takes extensive research and strategic planning to gain a competitive advantage. Every advantage is ...

Family Finances

Stop the Robocalls!

Google, Apple, T-Mobile, and the U.S. government are each working hard to end robocalls as well as other types of phone-based spam. While we all wait for these calls ...

Family Finances

What is a Spoofing Attack?

Spoofing is where an unknown person disguises communications as a trusted and known source. It is a form of cyberattack that ...

Cyber Security

Keeping Your Mobile Phone Secure

Your phone contains sensitive information about you, your finances, and your family. It is critical ...