Good Reasons to Borrow Money
You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...
Education
Center
Credit and Debt
Accelerating Repayment on a Loan
Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...
Money Management
25 (Almost) Pain-Free Budget Cuts You Can Make
Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you ...
Money Management
Repair or Replace it?
In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly ...
Workplace Finance
First Paycheck? Do These Things First
Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your income ...
Workplace Finance
Direct Deposit and Paycheck Allocations
A growing number of employers offer direct deposit, in which your regular paycheck is electronically ...
Homeownership
Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. Coming up with a sizeable down payment, however, can feel like an insurmountable task. That is especially true ...
Homeownership
15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? ...
Paying for College
Refinancing Strategies for Student Loans
Student loans. Without them, college educations would not be possible for large segments of today’s population. Whether attending state colleges and universities or ...
Paying for College
The Challenge of Working Your Way Through College
Working your way through college can provide precious work experience and valuable life lessons while teaching you ...
Retirement
Supplemental Healthcare Coverage in Retirement
The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face ...
Retirement
Restructuring Your Budget for Retirement
If you are like many people, you have been planning and building a nest egg for decades for the moment when you finally reach retirement age. However ...
Family Finances
Things Your High Schooler Should Know About Money
If you are like most parents with children in high school, you are so busy trying to stay ahead of expenses that you do not have time to ...
Family Finances
Making Financial Preparations for Maternity Leave
The weeks and months leading up to your maternity leave are as exciting as they are terrifying. You have spent many months preparing for the changes to take place ...
Small Business
Branding Your Business
An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...
Small Business
Creating an Online Presence
As a new startup or an existing brick and mortar business, building an online presence for yourself is ...
Cyber Security
If You're a Victim of a Data Breach
Technology and online security see continuous enhancements each year, but unfortunately ...
Cyber Security
Keeping Your Mobile Phone Secure
Your phone contains sensitive information about you, your finances, and your family. It is critical ...