Cures for a Debt Hangover
Holidays are seldomly easy on the budget. Birthdays too. Same for vacations and shopping sprees. Even if you try to temper your spending, tons of unexpected expenses arise ...
Education
Center
Credit and Debt
Prioritizing Your Loans for Quicker Payback
Prioritizing how you repay your debt is essential since it can impact how efficiently and quickly you become debt-free. It could also affect ...
Money Management
25 (Almost) Pain-Free Budget Cuts You Can Make
Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you ...
Money Management
Repair or Replace it?
In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly ...
Workplace Finance
First Paycheck? Do These Things First
Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your income ...
Workplace Finance
Direct Deposit and Paycheck Allocations
A growing number of employers offer direct deposit, in which your regular paycheck is electronically ...
Homeownership
Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. Coming up with a sizeable down payment, however, can feel like an insurmountable task. That is especially true ...
Homeownership
15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? ...
Paying for College
Refinancing Strategies for Student Loans
Student loans. Without them, college educations would not be possible for large segments of today’s population. Whether attending state colleges and universities or ...
Paying for College
The Challenge of Working Your Way Through College
Working your way through college can provide precious work experience and valuable life lessons while teaching you ...
Retirement
Supplemental Healthcare Coverage in Retirement
The Balance, a personal finance website publisher, recently reported on the alarming rate of medical bankruptcy in the U.S., stating that 643,000 Americans face ...
Retirement
Supplementing Your Retirement Income
While many have somewhere warm and tropical in mind, plenty of retirees are considering relocation to ...
Family Finances
Liquidating a Loved One's Estate
When a person passes away, the liquidation of their estate is administered by an executor. Being selected as an executor is an honor. However, it can also be an obligation ...
Family Finances
Making Financial Preparations for Maternity Leave
The weeks and months leading up to your maternity leave are as exciting as they are terrifying. You have spent many months preparing for the changes to take place ...
Small Business
Branding Your Business
An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...
Small Business
Creating an Online Presence
As a new startup or an existing brick and mortar business, building an online presence for yourself is ...
Cyber Security
If You're a Victim of a Data Breach
Technology and online security see continuous enhancements each year, but unfortunately ...
Cyber Security
Keeping Your Mobile Phone Secure
Your phone contains sensitive information about you, your finances, and your family. It is critical ...