The Ins and Outs of Your Credit Score
While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The better you ...
EDUCATION
CENTER
Credit and Debt
Are Credit Repair Services Worth It?
When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making changes ...
Money Management
Measuring the Cost of Living
Understanding the cost of living in an area can help you determine the amount of money necessary to cover basic living expenses. It can also describe the amount ...
Money Management
Calculating Your Disposable Income
Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth ...
Workplace Finance
2021 Paycheck Planning
Another year is just beginning. While few people were sad to say goodbye to 2020, the new year means new changes to Internal Revenue Service (IRS) and ...
Workplace Finance
First Paycheck? Do These Things First
Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your income ...
Homeownership
House, Townhome, or Condo?
The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one ...
Homeownership
Building Equity in Your Home
If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much ...
Paying for College
COVID-19 and Your Student Loans
The U.S. Department of Education (ED) Federal Student Aid office is actively watching the COVID-19/coronavirus emergency. If you are a student with an ...
Paying for College
Are Online Degrees Worth It?
In the fall of 2018, around 3.26 million students (16.6% of all U.S. higher education students) were enrolled in exclusive online education courses, according to the ...
Retirement
2020 & 2021 Maximum 401(k) Contribution Limits
For many Americans, employer-sponsored 401(k) plans comprise the bulk of personal retirement savings. These plans allow investing with pre-tax funds so that ...
Retirement
2020 & 2021 Maximum IRA Contribution Limits
The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can ...
Family Finances
Should You Get a Prenup?
No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples ...
Family Finances
Digital (or Virtual) Credit Cards
Data breaches occur all the time these days. They hardly make the news headlines anymore. One of the outcomes of these widespread breaches is that some credit card companies ...
Small Business
Branding Your Business
An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...
Small Business
Social Media Marketing
Leveraging social media marketing can increase your customer base significantly ...
Family Finances
Stop the Robocalls!
Google, Apple, T-Mobile, and the U.S. government are each working hard to end robocalls as well as other types of phone-based spam. While we all wait for these calls ...
Family Finances
What is a Spoofing Attack?
Spoofing is where an unknown person disguises communications as a trusted and known source. It is a form of cyberattack that ...