Understanding Credit Card Interest
Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than pay for that purchase ...
EDUCATION CENTER
Credit and Debt
What Is a Credit Reference?
If you're looking to borrow money or rent an apartment, typically, you'll need a credit reference. Credit references demonstrate an applicant's ...
Money Management
What Is Social Commerce?
If you've been on social media and scrolled through your various feeds, you have most likely seen social commerce at work. Social commerce is when brands advertise and ...
Money Management
Using a Sinking Fund to Save
Hearing the name "sinking fund" may give you the wrong idea, mainly if you've never heard of one before. A sinking fund differs from a savings account because money ...
Workplace Finance
Understanding Pension Plans
Pension plans can be a significant source of retirement income for many retirees. Employers often use pension plan benefits to attract and retain quality employees ...
Workplace Finance
Hourly and Salaried Employment
The Fair Labor Standards Act of 1938 standardizes the structure of any given job within the United States. The FLSA declares that all employees, regardless of ...
Homeownership
Getting Rid of Private Mortgage Insurance
When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you ...
Homeownership
House, Townhome, or Condo?
The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one ...
Paying for College
COVID-19 and Your Student Loans
The U.S. Department of Education (ED) Federal Student Aid office is actively watching the COVID-19/coronavirus emergency. If you are a student with an ...
Paying for College
Are Online Degrees Worth It?
In the fall of 2018, around 3.26 million students (16.6% of all U.S. higher education students) were enrolled in exclusive online education courses, according to the ...
Retirement
Buying a RV for Retirement
Retiring to an RV lifestyle can be very tempting. Whether you are planning on using your RV for short vacations or living in it for long stretches ...
Retirement
Gig Worker Retirement Strategies
Over the past several years, there has been a significant rise in gig workers and the number of affiliated companies that utilize them. In fact, in 2017, the Bureau of Labor ...
Family Finances
Avoiding Tax Penalties
Mistakes are common when filing and paying your taxes. In such a case, it's best to know what types of penalties you can incur and how to calculate them ...
Family Finances
Selling Your Car
If you plan on selling your car, there are various ways you should consider so that you can get the best price for your vehicle. The main methods focus on trading in your car ...
Small Business
Pricing Strategies
Profit is a large part of why you’re in business, and it definitely is what keeps you in business ...
Small Business
Social Media Marketing
Leveraging social media marketing can increase your customer base significantly ...