How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...
EDUCATION
CENTER
Credit and Debt
Cures for a Debt Hangover
Holidays are seldomly easy on the budget. Birthdays too. Same for vacations and shopping sprees. Even if you try to temper your spending, tons of unexpected expenses arise ...
Money Management
Financial Basics for Service Members
In the military, you can use available resources to help prepare for your future. As far as saving money, you have various tools to help you build and secure your ...
Money Management
What Do You Need in Your Wallet?
We live in a time where people can access a surprising and alarming amount of information about our personal and financial lives with only a few critical details about ...
Workplace Finance
2021 Paycheck Planning
Another year is just beginning. While few people were sad to say goodbye to 2020, the new year means new changes to Internal Revenue Service (IRS) and ...
Workplace Finance
First Paycheck? Do These Things First
Your first paycheck can be quite exciting. However, before you open your pay envelope and look at the total, you need to have a plan in place to maximize your income ...
Homeownership
Building Equity in Your Home
If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much ...
Homeownership
Down Payment Assistance Programs
For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with ...
Paying for College
COVID-19 and Your Student Loans
The U.S. Department of Education (ED) Federal Student Aid office is actively watching the COVID-19/coronavirus emergency. If you are a student with an ...
Paying for College
Are Online Degrees Worth It?
In the fall of 2018, around 3.26 million students (16.6% of all U.S. higher education students) were enrolled in exclusive online education courses, according to the ...
Retirement
2020 & 2021 Maximum 401(k) Contribution Limits
For many Americans, employer-sponsored 401(k) plans comprise the bulk of personal retirement savings. These plans allow investing with pre-tax funds so that ...
Retirement
2020 & 2021 Maximum IRA Contribution Limits
The IRS releases new requirements every year related to IRA (individual retirement account) investments, including maximum contributions investors can ...
Family Finances
Scammers and the Coronavirus
Coronavirus has shown us some of the best and worst in humanity. We have seen medical professionals, truck drivers, and other front line workers step up to the ...
Family Finances
Creating a Power of Attorney
You may have wondered what happens if your aging parent ends up losing their ability to make financial or health decisions. How will you or other family members help them ...
Small Business
Branding Your Business
An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...
Small Business
Social Media Marketing
Leveraging social media marketing can increase your customer base significantly ...
Family Finances
Stop the Robocalls!
Google, Apple, T-Mobile, and the U.S. government are each working hard to end robocalls as well as other types of phone-based spam. While we all wait for these calls ...
Family Finances
What is a Spoofing Attack?
Spoofing is where an unknown person disguises communications as a trusted and known source. It is a form of cyberattack that ...