Dealing with Medical Debt in Collections
Medical bills come flooding in every time a person requires a medical procedure or falls ill and needs to visit a doctor or hospital ...
EDUCATION
CENTER
Credit and Debt
Boosting Your FICO Score
According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...
Money Management
Measuring the Cost of Living
Understanding the cost of living in an area can help you determine the amount of money necessary to cover basic living expenses. It can also describe the amount ...
Money Management
Calculating Your Disposable Income
Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth ...
Workplace Finance
Understanding Payroll Taxes
Payroll taxes are taxes that both employees and employers pay based on employees' wages, tips, commissions, and salaries. The employees' portion is deducted from ...
Workplace Finance
Negotiating a Job Offer
So you have finally received the phone call or email you have been waiting on regarding your recent job interview. But, the excitement begins to fade when you realize that the offer ...
Homeownership
Getting Rid of Private Mortgage Insurance
When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you ...
Homeownership
House, Townhome, or Condo?
The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one ...
Paying for College
COVID-19 and Your Student Loans
The U.S. Department of Education (ED) Federal Student Aid office is actively watching the COVID-19/coronavirus emergency. If you are a student with an ...
Paying for College
Are Online Degrees Worth It?
In the fall of 2018, around 3.26 million students (16.6% of all U.S. higher education students) were enrolled in exclusive online education courses, according to the ...
Retirement
Buying a RV for Retirement
Retiring to an RV lifestyle can be very tempting. Whether you are planning on using your RV for short vacations or living in it for long stretches ...
Retirement
Gig Worker Retirement Strategies
Over the past several years, there has been a significant rise in gig workers and the number of affiliated companies that utilize them. In fact, in 2017, the Bureau of Labor ...
Family Finances
Reviewing Your Medical Bill
A medical crisis comes with several challenges. First is understanding the course of action and treatment plan recommended by your physician. Next is following the ...
Family Finances
Should You Get a Prenup?
No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples ...
Small Business
Branding Your Business
An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...
Small Business
Social Media Marketing
Leveraging social media marketing can increase your customer base significantly ...
Family Finances
Stop the Robocalls!
Google, Apple, T-Mobile, and the U.S. government are each working hard to end robocalls as well as other types of phone-based spam. While we all wait for these calls ...
Family Finances
What is a Spoofing Attack?
Spoofing is where an unknown person disguises communications as a trusted and known source. It is a form of cyberattack that ...