Building Equity in Your Home
If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much ...
Homeownership Articles
How Escrow Accounts Work
When you purchase a home with the help of a lender, the lender will likely set up an escrow account for ...
Down Payment Assistance Programs
For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with ...
How Home Construction Loans Work
Home construction loans provide families and individuals with the ability to finance new home construction projects ...
Buying a Vacation Home
It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or ...
What Now for Home Equity?
The recent tax law changes have many homeowners and home buyers more than a little nervous ...
15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? ...
About Private Mortgage Insurance
If you are in the market to buy a new home and have less than a 20 percent down payment, you are ...
Buying vs Renting a Home
Does it make more sense to rent than to buy? This has been a long-running debate in this country ...
Finding the Right Home
Buying a home is an important decision. In fact, it will probably rank as the biggest purchase you ever make ...
Fixed Rate vs Adjustable Rate Mortgages
You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an ...
Home Affordability
You are ready to make the jump from renting to buying a home. That is good news ...
Qualifying for a Mortgage
Qualifying for a mortgage loan today is no easy task. However, it is also far from an impossible one ...
Should You Pay Off Your Mortgage Early?
As you explore options to get out of debt and get your financial house in order, your home, becomes one ...
Should You Refinance Close to Retirement?
When mortgage rates are low -- and in late 2016 the rates on both 30-year rates were at 4.30 percent and ...
The Pros and Cons of an HOA
A homeowners association (HOA) provides you with the chance of living in an orderly and well-run neighborhood ...
The ROI of Home Improvement Projects
One of the most rewarding things about being a homeowner is that you can make changes to your home ...
Understanding Housing and Debt Ratios
You've found your dream home in the perfect neighborhood. There's just one problem ...