Money Management Articles

Money Management

Debit or Credit Card?

The convenience of plastic, whether in the form of debit or credit cards, is hard to beat. They both offer advantages, yet have significantly ...

Money Management

Are You Maximizing Your 'Cash Back'?

Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers ...

Money Management

Is it Time to Use CDs for Investing Again?

Once again, CD rates are back on the rise, leaving people who have decided against them in the past to reconsider ...

Money Management

Saving Money While on Vacation

Vacation. It is a magical time for friends, couples, and families to relax, unwind, and connect with others rather than ...

Money Management

The 50/30/20 Budget Rule

The book, "All Your Worth – The Ultimate Lifetime Money Plan" explains the 50/30/20 budget rule ...

Money Management

Are You Eating Away At Your Paycheck?

According to the USDA, 30 to 40 percent of food produced and purchased in the United States is thrown away each year ...

Money Management

Are Paper Checks Still Relevant?

While there is an argument that paper checks are no longer relevant or useful, they are still in use, primarily by ...

Money Management

Are There Leaks in Your Finances?

Sometimes, when it comes to your budget, it can be too easy to overlook the small "money leaks" that negatively ...

Money Management

Exchange Rate Basics

it is often necessary to exchange your American dollars for the local currency. When you trade currency in one form for currency ...

Money Management

Saving Big by Buying Used

Secondhand stores are flourishing. According to The Association of Resale Professionals, where retailers only see ...

Money Management

What is a Cryptocurrency?

Cryptocurrency is one of those words that is slowly trickling into our everyday vocabulary ...

Money Management

How Peer Pressure Can Destroy Your Finances

As many adults do, you likely have set some long-term goals for your money. Whether it is building or maintaining a six-month emergency fund, ...

Money Management

Building an Emergency Fund One Step at a Time

Emergency funds are critical to helping you get out of tight financial situations. Not having one — or having one that is inadequate, can ...

Money Management

A Financial "To-Do List" When You Move

Moving is one of life's most stressful events. What with organizing your belongings and packing them up ...

Money Management

Building a Rainy Day Savings Fund

If you lost your job tomorrow, would you have enough money to pay your bills without running up credit card debt? ...

Money Management

Putting Money in a CD Account

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? ...

Money Management

Saving on Back-to-School

Between supplies, books, clothing and other back-to-school items, beginning a new school year can be hard on ...

Money Management

Savings vs. Money Market Accounts

Some financial decisions are harder than others. Should you apply for a 15-year or 30-year ...

Money Management

Standards for Tipping

Tipping is a familiar dilemma, but one that leaves many people unsure about whom to tip and how much ...

Money Management

Using a Debit Card

Trying to cut down on your credit-card bills? Don't like to carry around large sums of cash? Then a debit card ...