CREDIT AND DEBT
ARTICLES

Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than pay for that purchase ...

If you're looking to borrow money or rent an apartment, typically, you'll need a credit reference. Credit references demonstrate an applicant's ...

Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way ...

Minimum payments seem like a great option for paying off your credit card debt— you can pay a low amount, avoid late fees, and keep your account in good standing. However, avoid ...

Medical bills come flooding in every time a person requires a medical procedure or falls ill and needs to visit a doctor or hospital ...

While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The better you ...

When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making changes ...

Many families are concerned that when a loved one dies, they will become legally responsible for their debt. If you leave any such obligations behind ...

Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...

Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...

FICO is the most widely recognized credit score of choice with most lenders today. However, ...

Before you make the final call, there are a few pros and cons to keep in mind ...

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...

Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...

Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...

Loan protection insurance can be an ideal solution to protect yourself, and your finances, against economic emergencies. While no one wants to ...

Credit counseling is a service that can be beneficial to consumers who have credit problems ...

If you have ever added up the total amount you pay in interest on all your debts each year ...

Your credit reports are important documents. They list your open credit-card accounts, loan balances ...

A credit card can provide you with the financial freedom you need to make larger purchases and quick buys ...

Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can ...

According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...

You've resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors ...

Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...

Having the ability to apply for and be approved for credit by a lending institution is essential for most people. However, ...