Cures for a Debt Hangover
Holidays are seldomly easy on the budget. Birthdays too. Same for vacations and shopping sprees. Even if you try to temper your spending, tons of unexpected expenses arise ...
Credit and Debt Articles
Prioritizing Your Loans for Quicker Payback
Prioritizing how you repay your debt is essential since it can impact how efficiently and quickly you become debt-free. It could also affect ...
Good Reasons to Borrow Money
You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...
Lower Your Credit Card Rate
Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...
The Pros and Cons of Loan Protection Insurance
Loan protection insurance can be an ideal solution to protect yourself, and your finances, against economic emergencies. While no one wants to ...
How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...
Smart Purchases to Make on Credit
Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...
Protect Yourself from Predatory Lenders
Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...
Keeping Track of Your Credit Score
FICO is the most widely recognized credit score of choice with most lenders today. However, ...
Can Credit Counseling Help?
Credit counseling is a service that can be beneficial to consumers who have credit problems ...
Choosing a Credit Card
A credit card can provide you with the financial freedom you need to make larger purchases and quick buys ...
Closing Down a Credit Card Account
Before you make the final call, there are a few pros and cons to keep in mind ...
The Avalanche Debt Repayment Method
If you have ever added up the total amount you pay in interest on all your debts each year ...
Understanding Credit Costs
Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can ...
Understanding Your Credit Report
Your credit reports are important documents. They list your open credit-card accounts, loan balances ...