Good Reasons to Borrow Money
You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...
Credit and Debt Articles
Accelerating Repayment on a Loan
Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...
Lower Your Credit Card Rate
Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...
How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...
Your Annual Credit Report Review
Having the ability to apply for and be approved for credit by a lending institution is essential for most people. However, ...
Smart Purchases to Make on Credit
Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...
Keeping Track of Your Credit Score
FICO is the most widely recognized credit score of choice with most lenders today. However, ...
Boosting Your FICO Score
According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...
Can Credit Counseling Help?
Credit counseling is a service that can be beneficial to consumers who have credit problems ...
Closing Down a Credit Card Account
Before you make the final call, there are a few pros and cons to keep in mind ...
Debt Payoff Strategies
You've resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors ...
The Avalanche Debt Repayment Method
If you have ever added up the total amount you pay in interest on all your debts each year ...
Understanding Your Credit Report
Your credit reports are important documents. They list your open credit-card accounts, loan balances ...