Credit and Debt Articles

Credit and Debt

Good Reasons to Borrow Money

You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...

Credit and Debt

Accelerating Repayment on a Loan

Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...

Credit and Debt

Lower Your Credit Card Rate

Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...

Credit and Debt

The Pros and Cons of Loan Protection Insurance

Loan protection insurance can be an ideal solution to protect yourself, and your finances, against economic emergencies. While no one wants to ...

Credit and Debt

How Many Credit Cards Should You Have?

Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...

Credit and Debt

Your Annual Credit Report Review

Having the ability to apply for and be approved for credit by a lending institution is essential for most people. However, ...

Credit and Debt

Smart Purchases to Make on Credit

Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...

Credit and Debt

Protect Yourself from Predatory Lenders

Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...

Credit and Debt

Keeping Track of Your Credit Score

FICO is the most widely recognized credit score of choice with most lenders today. However, ...

Credit and Debt

Boosting Your FICO Score

According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...

Credit and Debt

Can Credit Counseling Help?

Credit counseling is a service that can be beneficial to consumers who have credit problems ...

Credit and Debt

Choosing a Credit Card

A credit card can provide you with the financial freedom you need to make larger purchases and quick buys ...

Credit and Debt

Closing Down a Credit Card Account

Before you make the final call, there are a few pros and cons to keep in mind ...

Credit and Debt

Debt Payoff Strategies

You've resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors ...

Credit and Debt

The Avalanche Debt Repayment Method

If you have ever added up the total amount you pay in interest on all your debts each year ...

Credit and Debt

Understanding Credit Costs

Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can ...

Credit and Debt

Understanding Your Credit Report

Your credit reports are important documents. They list your open credit-card accounts, loan balances ...

Credit and Debt

What Happens to Your Debt When You Die?

Many families are concerned that when a loved one dies, they will become legally responsible for their debt. If you leave any such obligations behind ...