Understanding Credit Card Interest
Credit cards have changed the way we all shop. With a credit card in hand, you can walk into any store and walk out with a purchase. And rather than pay for that purchase ...
CREDIT AND DEBT
ARTICLES
What Is a Credit Reference?
If you're looking to borrow money or rent an apartment, typically, you'll need a credit reference. Credit references demonstrate an applicant's ...
How Credit Card Utilization Impacts Your Credit Score
Paying your bills on time is not the only way to maintain a good credit score. Controlling your credit utilization and ensuring it stays low is another excellent way ...
Dealing with Medical Debt in Collections
Medical bills come flooding in every time a person requires a medical procedure or falls ill and needs to visit a doctor or hospital ...
The Ins and Outs of Your Credit Score
While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The better you ...
Are Credit Repair Services Worth It?
When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making changes ...
Smart Purchases to Make on Credit
Credit cards are outstanding financial tools to have on hand for life’s little emergencies. What you may not know ...
Protect Yourself from Predatory Lenders
Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...
Keeping Track of Your Credit Score
FICO is the most widely recognized credit score of choice with most lenders today. However, ...
Good Reasons to Borrow Money
You have probably heard, more than once by now, that not all debt is created equal. Some types of debt are beneficial, while others, not so much ...
Accelerating Repayment on a Loan
Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...
Lower Your Credit Card Rate
Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...
Can Credit Counseling Help?
Credit counseling is a service that can be beneficial to consumers who have credit problems ...
The Avalanche Debt Repayment Method
If you have ever added up the total amount you pay in interest on all your debts each year ...
Understanding Your Credit Report
Your credit reports are important documents. They list your open credit-card accounts, loan balances ...
Understanding Credit Costs
Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can ...
Boosting Your FICO Score
According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...
Debt Payoff Strategies
You've resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors ...