The Ins and Outs of Your Credit Score
While many lenders and businesses will tell you that you are more than your credit score, the truth is that your credit score matters more than you probably realize. The better you ...
Credit and Debt Articles
Are Credit Repair Services Worth It?
When your credit score runs a little too low to get you the things you want and need in life at an attractive interest rate, it’s time to consider making changes ...
What Happens to Your Debt When You Die?
Many families are concerned that when a loved one dies, they will become legally responsible for their debt. If you leave any such obligations behind ...
Protect Yourself from Predatory Lenders
Learning to protect yourself from these types of lenders and their practices can help you keep your financial future on track ...
Keeping Track of Your Credit Score
FICO is the most widely recognized credit score of choice with most lenders today. However, ...
Closing Down a Credit Card Account
Before you make the final call, there are a few pros and cons to keep in mind ...
Accelerating Repayment on a Loan
Paying off loans ahead of schedule can have a significant impact on how much you ultimately pay for the loan. Additionally, it can help you eliminate ...
Lower Your Credit Card Rate
Credit card interest rates can be manageable for some people, but a real challenge for others. According to the Federal Reserve's Consumer Credit July 2019 G.19 report ...
The Pros and Cons of Loan Protection Insurance
Loan protection insurance can be an ideal solution to protect yourself, and your finances, against economic emergencies. While no one wants to ...
The Avalanche Debt Repayment Method
If you have ever added up the total amount you pay in interest on all your debts each year ...
Understanding Your Credit Report
Your credit reports are important documents. They list your open credit-card accounts, loan balances ...
Choosing a Credit Card
A credit card can provide you with the financial freedom you need to make larger purchases and quick buys ...
Boosting Your FICO Score
According to Forbes, considerably more people are embarrassed to admit their credit scores than their weight ...
Debt Payoff Strategies
You've resolved to pay off your debt. The bad news? You have loads of debt to tackle. The sheer number of your creditors ...
How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet can give you a headache. As new offers keep popping up ...
Cures for a Debt Hangover
Holidays are seldomly easy on the budget. Birthdays too. Same for vacations and shopping sprees. Even if you try to temper your spending, tons of unexpected expenses arise ...