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Special CDs

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Term

Minimum Balance to Obtain Annual Percentage Yield

Annual Percentage Yield1 Interest Rate

6 Month Special CD

$10,000

5.00%

5.00%

9 Month Special CD

$10,000

5.00%

5.00%

12 Month Special CD

$10,000

5.00%

4.89%

18 Month Special CD

$10,000

4.75%

4.65%

24 Month Special CD

$10,000

4.75%

4.65%

30 Month Special CD

$10,000

2.00%

1.98%

36 Month Special CD

$10,000

2.00%

1.98%

48 Month Special CD

$10,000

2.25%

2.23%

60 Month Special CD

$10,000

2.25%

2.23%

Regular CDs

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Term

Minimum Balance to Obtain Annual Percentage Yield

Annual Percentage Yield1 Interest Rate

3 Mo. (91-181) Day CD

$2,500 0.05% 0.05%

6 Mo. (182-364) Day CD

$2,500 4.50% 4.50%

12 - 17 Month CD

$500 0.25% 0.25%

18 - 23 Month CD

$500 0.25% 0.25%

24 - 29 Month CD

$500 0.25% 0.25%

30 - 35 Month CD

$500 0.35% 0.35%

36 - 41 Month CD

$500 0.35% 0.35%

42 - 59 Month CD

$500 0.50% 0.50%

60 Month CD

$500 0.50% 0.50%

9 Month No Penalty CD

$10,000 0.05% 0.05%

A penalty will be imposed for premature withdrawal from Certificates of Deposit (CDs). Personal accounts only. Rates stated are accurate as of today. Fees may reduce earnings on Retirement CDs. All rates are accurate as of today.