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Reverse Mortgage

Supplement your income

A reverse mortgage, or home equity conversion mortgage (HECM), is a federally regulated loan available to home owners 62 and older in which the bank makes payments to the borrower based on a percentage of accumulated home equity. There’s no monthly repayment of interest or principal, although you must continue to pay your taxes and insurance. The loan gets repaid when the house is sold, or when the last of the eligible homeowners have permanently left the house as their primary residence.

  • Owner-occupied single family, multi-family and FHA Approved condominiums are eligible
  • Pay off an existing mortgage, increase cash flow, pay bills, make home repairs, or set up as a line of credit
  • "Non-recourse" feature means the total amount owed can never exceed the home’s appraised value

Ed Barrett

Ed Barrett

VP, Senior Loan Officer
Charlotte Green

Charlotte Green

Loan Officer

Contact a Reverse Mortgage Specialist

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