**INTERNAL USE ONLY**
Special CDs
For higher interest on your savings, consider a Special CD. It pays more than savings accounts and has a fixed rate for a set term.
| Term | Minimum Balance to Obtain Annual Percentage Yield  | 
                                                                            Annual Percentage Yield1 | Interest Rate | 
|---|---|---|---|
| $10,000 | 4.01%  | 
                    4.01%  | 
        |
| $10,000 | 3.60%  | 
                    3.60%  | 
        |
| $10,000 | 3.50%  | 
                    3.45%  | 
        |
| $10,000 | 3.50%  | 
                    3.45%  | 
        |
| $10,000 | 3.50%  | 
                    3.45%  | 
        |
| $10,000 | 3.50%  | 
                    3.45%  | 
        |
| $10,000 | 2.00%  | 
                    1.98%  | 
        |
| $10,000 | 2.00%  | 
                    1.98%  | 
        |
| $10,000 | 2.25%  | 
                    2.23%  | 
        |
| $10,000 | 2.25%  | 
                    2.23%  | 
        
Special IRA CDs
Maximize your retirement savings with our special IRA CDs. Start your investment with as little as $2,000 and enjoy the security of fixed return.
| Term | Minimum Balance to Obtain Annual Percentage Yield  | 
                                                                            Annual Percentage Yield1 | Interest Rate | 
|---|---|---|---|
$2,000  | 
                    4.01%  | 
                    4.01%  | 
        |
$2,000  | 
                    3.60%  | 
                    3.60%  | 
        |
$2,000  | 
                    3.50%  | 
                    3.45%  | 
        |
$2,000  | 
                    3.50%  | 
                    3.45%  | 
        |
$2,000  | 
                    3.50%  | 
                    3.45%  | 
        |
$2,000  | 
                    3.50%  | 
                    3.45%  | 
        |
$2,000  | 
                    2.00%  | 
                    1.98%  | 
        |
$2,000  | 
                    2.00%  | 
                    1.98%  | 
        |
$2,000  | 
                    2.25%  | 
                    2.23%  | 
        |
$2,000  | 
                    2.25%  | 
                    2.23%  | 
        
Regular CDs
Consistent returns and flexible terms, providing a reliable and versatile way to maximize your savings over time.
| Term | Minimum Balance to Obtain Annual Percentage Yield  | 
                                                                            Annual Percentage Yield1 | Interest Rate | 
|---|---|---|---|
| $2,500 | 0.05% | 0.05% | |
| $2,500 | 3.15% | 3.15% | |
| $500 | 3.15% | 3.11% | |
| $500 | 2.70% | 2.67% | |
| $500 | 2.70% | 2.67% | |
| $500 | 0.35% | 0.35% | |
| $500 | 0.35% | 0.35% | |
| $500 | 0.50% | 0.50% | |
| $500 | 0.50% | 0.50% | |
| $10,000 | 0.05% | 0.05% | 
Regular IRA CDs
A secure way to grow your retirement savings. Offering consistent returns and flexible terms.
| Term | Minimum Balance to Obtain Annual Percentage Yield  | 
                                                                            Annual Percentage Yield1 | Interest Rate | 
|---|---|---|---|
$500  | 
                    0.05% | 0.05% | |
$500  | 
                    3.15% | 3.15% | |
$500  | 
                    3.15%  | 
                    3.11%  | 
        |
$500  | 
                    2.70%  | 
                    2.67%  | 
        |
$500  | 
                    2.70%  | 
                    2.67%  | 
        |
$500  | 
                    0.35%  | 
                    0.35%  | 
        |
$500  | 
                    0.35%  | 
                    0.35%  | 
        |
$500  | 
                    0.50%  | 
                    0.50%  | 
        |
$500  | 
                    0.50%  | 
                    0.50%  | 
        
Retirement Money Market
Plan for retirement with an account that compiles interest on our hard-earned savings. Minimum Balance to Open: $10| Daily Balance Range | Interest Rate  | 
                                                                            Annual Percentage Yield2  | 
                                                                                                                                            
|---|---|---|
$500,000 and over  | 
                    2.62% | 2.65% | 
$250,000 to less than $500,000  | 
                    2.62% | 2.65% | 
$100,000 to less than $250,000  | 
                    2.62% | 2.65% | 
| $75,000 to less than $100,000 | 2.62% | 2.65% | 
| $50,000 to less than $75,000 | 2.62% | 2.65% | 
| $25,000 to less than $50,000 | 2.62% | 2.65% | 
| $10,000 to less than $25,000 | 2.62% | 2.65% | 
| $5,000 to less than $10,000 | 0.10% | 0.10% | 
| $0 to less than $5,000 | 0.10% | 0.10% | 
Gold Star Money Market
Minimum Balance to Open: $10
Earn a great rate while retaining flexibility for your funds with zero monthly fees. Learn more.
| Daily Balance Range | Interest Rate | Annual Percentage Yield1  | 
                                                                                                                                            
|---|---|---|
$500,000 and over  | 
                    2.62% | 2.65% | 
$250,000 to less than $500,000  | 
                    2.62% | 2.65% | 
$100,000 to less than $250,000  | 
                    2.62% | 2.65% | 
| $75,000 to less than $100,000 | 2.62% | 2.65% | 
| $50,000 to less than $75,000 | 2.62% | 2.65% | 
| $25,000 to less than $50,000 | 0.10% | 0.10% | 
| $10,000 to less than $25,000 | 0.10% | 0.10% | 
| $5,000 to less than $10,000 | 0.10% | 0.10% | 
| $0 to less than $5,000 | 0.10% | 0.10% | 
Advantage Money Market
Minimum Balance to Open: $10
Enjoy variable tiered rates and instant liquidity. Maintain the minimum balance and pay no monthly fee. Learn more.
| Daily Balance Range | Interest Rate  | 
                                                                            Annual Percentage Yield2  | 
                                                                                                                                            
|---|---|---|
$100,000 and over  | 
                    0.10% | 0.10% | 
| $75,000 to less than $100,000 | 0.05% | 0.05% | 
| $50,000 to less than $75,000 | 0.05% | 0.05% | 
| $25,000 to less than $50,000 | 0.05% | 0.05% | 
| $10,000 to less than $25,000 | 0.05% | 0.05% | 
| $5,000 to less than $10,000 | 0.01% | 0.01% | 
| $0 to less than $5,000 | 0.01% | 0.01% | 
Savings
Minimum Balance to Open: $10
Open an account online in just minutes!
| Product | Minimum Balance to Obtain Annual Percentage Yield  | 
                                                                            Annual Percentage Yield2  | 
                                                                            Interest Rate | 
|---|---|---|---|
| (The Open Account Required) | $0.01 | 0.05% | 0.05% | 
| $0.01 | 0.01% | 0.01% | |
| $10 | 0.01% | 0.01% | |
| 18/65 Savings | $10 | 0.01% | 0.01% |