HOMEOWNERSHIP
ARTICLES

A deed of trust, also known as a trust deed, is a legal document sometimes used in place of a mortgage when purchasing real estate with borrowed or ...

Mortgage rates have surged in recent years, making affordability a challenge for homebuyers ...

VA loans are issued by private lenders but guaranteed by the U.S. Department of Veterans Affairs (VA). They are available to active-duty service members, eligible veterans, and ...

Jumbo loans, or jumbo mortgages, are designed for financing properties that exceed the loan limits set by the Federal Housing Finance Agency (FHFA) for conventional mortgages ...

Owning a home carries several tax implications that you should know about before you decide to buy. The U.S. Tax Code provides a few tax benefits, including reducing your tax obligations ...

Choosing to buy a home is a straightforward decision, but navigating the home loan process can be intricate, with many mortgage terms that might be new to you ...

When purchasing a standard mortgage from a private lender, you may be required to purchase private mortgage insurance (PMI). However, PMI can be costly, usually charging you ...

The real estate market offers many different housing options. Depending on your life stage, financial resources, and where you are on your financial journey, one ...

Your monthly mortgage payments don’t just cover your loan—they help you build valuable home equity ...

When you purchase a home with the help of a lender, the lender will likely set up an escrow account for ...

For those at the low-to-moderate-income level, the most substantial barrier to homeownership are the closing costs and a down payment associated with ...

The idea of buying a first home is exciting. Coming up with a sizeable down payment, however, can feel like an insurmountable task. That is especially true ...

Home construction loans provide families and individuals with the ability to finance new home construction projects ...

It is something many families dream of: Owning a small cottage by the lake, a cabin in the mountains, or ...

The recent tax law changes have many homeowners and home buyers more than a little nervous ...

Whether you are preparing to buy a home or sell a home, it is essential to determine its market value so you can make ...

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? ...

If you are in the market to buy a new home and have less than a 20 percent down payment, you are ...

Does it make more sense to rent than to buy? This has been a long-running debate in this country ...

What's the top benefit of owning a home? Many would point to the equity you gain as you steadily pay down ...

Buying a home is an important decision. In fact, it will probably rank as the biggest purchase you ever make ...

What is the best way to decide whether you should aim for a fixed-rate or adjustable-rate loan? Do the research ...

You are ready to make the jump from renting to buying a home. That is good news ...

When you are preparing to get a mortgage, one of the steps you can take is to lock in your interest rate ...

Qualifying for a mortgage loan today is no easy task. However, it is also far from an impossible one ...

As you explore options to get out of debt and get your financial house in order, your home, becomes one ...

When mortgage rates are low -- and in late 2016 the rates on both 30-year rates were at 4.30 percent and ...

When mortgage rates are low refinancing to a shorter-term mortgage can save you tens of thousands of dollars ...

A homeowners association (HOA) provides you with the chance of living in an orderly and well-run neighborhood ...

One of the most rewarding things about being a homeowner is that you can make changes to your home ...

You've found your dream home in the perfect neighborhood. There's just one problem ...

Most people will need a mortgage to finance the purchase of a home. A mortgage works much like any other ...