Loan Officers

Richard Garofalo

Richard Garofalo

Vice President
Senior Loan Officer
Office: 978.710.4170
Fax: 978.498.0382
Cell: 781.910.8345

2 Groton Road, Suite 3
North Chelmsford, MA 01863
Custom Rate Quote
Home Equity


Rich joined Salem Five in 2011 with over 19 years of mortgage lending experience specializing in conventional, FHA, VA, Mass Housing and renovation financing. He enjoys helping first-time home buyers find the right mortgage, as well as assisting buyers who are purchasing a second home or an investment property. Rich prides himself on exceptional product knowledge and outstanding personalized service to clients all over Massachusetts and New Hampshire.

Rich graduated from Merrimack College with a Bachelor’s degree in Business Management. He currently resides in Dracut, with his wife and two children.

NMLS Unique Identifier: 413811

Customer Testimonials:

My clients have used Rich for a Lender for several years. Very reliable, I can call him anytime of the day and he will always answer his phone. Closes my transactions on time or early which is tough in today’s market. I think if you are looking for a lender that can close your deals fast and will always make time for clients then I can't recommend Rich enough.

Patrick Roddy
Realtor Partner, GREEN at Keller Williams Realty Beverly, MA