The Right Coverage

The Right Coverage - Salem Five InsuranceWhen it comes to protecting your hard-earned assets, it’s not always just about price. It is about balancing the right coverage at the right price. Salem Five specializes in finding that balance for every insurance need.

Understanding your coverage options can help you find the best policy for your needs. Not sure what coverage is right for you or your family? Take a look at the coverage descriptions we offer through our leading carriers. Give us a call toll-free at 844.436.2255 or 781.933.3100. Email us with your questions and we’ll be happy to help.

Massachusetts Auto Insurance:

Liability Coverage - coverage for damages your auto causes to others and their property.

Medical Pay Coverage - coverage that pays for reasonable medical expenses or death benefits to anyone covered under your policy in the event of an auto accident, regardless of fault.

Personal Injury - if you are at fault for an auto accident, personal injury coverage on an auto insurance policy pays the medical expenses and additional damages for which you are liable for other individuals injured in the accident.

Property Damage Liability - liability insurance for claims brought against a person who causes damage to another's property, as the result of an automobile accident.

Comprehensive Coverage
- this covers losses resulting from incidents other than collision. If your car is stolen or damaged by flood, fire or vandalism or if a tree limb falls on your vehicle, comprehensive coverage is helpful.

- coverage that pays for physical damage to your vehicle caused by rolling over or a collision with another vehicle or object, such as a building, fence or telephone pole.

Motorcycle - coverage that can pay to repair or replace your motorcycle if it is stolen or damaged in an accident.


Massachusetts Homeowners Insurance:

Massachusetts Homeowners Insurance - an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use, or loss of other personal possessions, as well as liability insurance for accidents that may happen at the home.

Massachusetts Renters Insurance - a type of coverage that insures a tenant's personal property against named perils such as fire, theft and vandalism.


Specialty Insurance: 

Boat insurance or Personal Watercraft insurance - encompasses all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.  Boat insurance is crucial to…

Umbrella Policy - additional coverage over and above the liability limits of your primary policies.  For questions or to get started on your custom quote, call 800.850.5000 or email us and we'll be right back in touch.