There’s a reason it’s not called “house owners insurance.” Protecting your home and property means safeguarding your belongings—from appliances to family heirlooms—yourself, your family, and your guests. We’re dedicated to helping you choose the right coverage for your home.

• Losses due to theft or fire
• Weather-related damage, such as from ice or snow
• Damage from plumbing or wiring problems

Maybe you’re a collector who’d rather polish your car than drive it, or maybe you’re a commuter whose odometer rolls over like a good dog. Whatever kind of driver and whatever car you drive, we’ve got exactly the right auto insurance policy for you. With competitive rates, reliable coverage, and exceptional personal service, Salem Five makes sure your coverage fits you perfectly.

• Comprehensive, collision, and liability
• Under- or uninsured motorist coverage
• Rental coverage and emergency roadside services

Although your landlord likely has insurance on the home you rent, that policy won’t cover your belongings—and they’re probably a lot more valuable than you realize. People often calculate the risk of losing big-ticket items like electronics, furniture, sports equipment, jewelry, and art, but smaller things can add up, too, from kitchenware to clothing. Your Salem Five agent will work with you to craft a policy specifically for your home and belongings—and for your budget.

• Protect against fire, theft, and weather damage
• Covers liability against your guests being injured
• Your possessions are covered anywhere in the world

A motorcycle isn’t just a modified car—and at Salem Five, your motorcycle insurance isn’t just a modified auto policy. We build motorcycle coverage specifically for you, taking into consideration your protective gear, custom additions or paint, side cars, trip interruption, and many more factors unique to cyclists.

• Covers injury to yourself and your passengers
• Theft, fire, vandalism as well as damage from accidents
• All kinds of motorcycles, scooters, and trikes

Big fun sometimes means risk, and that’s where a well-crafted insurance policy can ease your mind. Whether your leisure ride is made for the open water or the open road, the slopes, the dunes, or just about any other environment, there’s a Salem Five recreational insurance policy to protect it. Our local agents can help you decide on the right coverage for your recreational equipment—from boats to motor homes and much more—and its passengers.

• Boats, personal watercraft, and their trailers
• Snowmobiles, dirt bikes, and other off-road vehicles
• Motor homes, RVs, travel trailers, and 5th-wheels

Considering your net worth and your overall exposure to risk can help you determine whether umbrella insurance is right for you. No one wants to be involved in a lawsuit, but preparation can make all the difference. If you’re concerned about the possibility of a large liability award, talk with one of our agents about filing the gaps in your coverage to protect your assets, and your future earnings, with an umbrella policy.

• Fill the gaps in your existing coverage
• Stay protected anywhere in the world
• Coverage for defense and attorneys’ fees

A life insurance policy protects your loved ones’ financial security against the unknown. Life insurance can seem confusing, with many different options, but that’s where a Salem Five agent comes in. We’ll work with you to put together the right coverage package so you can have the comfort of knowing that, should anything happen to you, your loved ones are protected in the way that’s right for them, from mortgage payments to college tuition.

• Maintain your family’s standard of living
• Protect their goals and dreams
• Create education funds and more