Cardless Cash


Now you can use your smartphone instead of swiping your ATM or debit card to withdraw cash at all Salem Five ATMs. It's easy and secure.

What you need to get started

  1. An active ATM or debit card linked to a Salem Five checking, savings or money market account
  2. Available funds in your account
  3. Salem Five mobile banking app on your iPhone® or Android™ smartphone

How to use Cardless Cash at an ATM

It's simple! Once you download the Salem Five mobile banking app, look for the Cardless Cash button to get started.

Cardless Cash Button

You have the option to “pre-order” cash within the Salem Five mobile app before visiting the ATM or you can initiate the withdrawal at the ATMs. You will only be able to withdraw funds from the primary account attached to the ATM or debit card.

Your security is our top priority

Every withdrawal you make using your smartphone is secure. Cardless Cash is actually safer than using an ATM or debit card. It eliminates skimming and shoulder surfing, using the same tokenization technology as Apple Pay.

No personal information is stored in the Salem Five mobile banking app or on your smartphone.

You’re protected by the same User ID and Password authentication security used for online banking and mobile banking.

Cardless Cash can only be used on a smartphone you have registered for Salem Five mobile banking.

Cardless Cash

QR codes expire after 45 seconds and do not contain any personal information. The system only uses them to identify which ATM is being used during a transaction.

If your mobile device is lost, you can call us at 800.850.5000, and we’ll disable your mobile banking account, making Cardless Cash inaccessible to anyone.

Message and data rates may apply. Contact your wireless carrier for details.