Cash Back Debit Rewards

Are you a Star, Gold Star or Smart Student Checking customer? Good news—every time you use your Salem Five debit card for non-PIN purchases you earn cash back!

Just select or respond “credit” when you check out at the store and you'll earn cash back on your purchase.  There is nothing else you need to do.  All Star, Gold Star and Smart Student Checking debit cards are enrolled upon activation and your cash reward will automatically process and post to your account each month.

What's a non-PIN purchase?

A non-PIN purchase means selecting or responding “credit” for purchases made with your debit card; it sometimes requires a signature.

Would you like to open a Star or Gold Star checking account?  Click here.

Need more information? Call 800.850.5000 or 978.745.5555



Rewards apply to point-of-sale, non-PIN based debit card transactions (when you choose “credit”) with no minimum purchase amount and no cap to the cash rewards you may earn.  ATM and PIN based transactions do not qualify.  Cash Debit Rewards is at the rate of $0.05 for each debit card purchase (when you choose “credit”).  Rewards accrued are credited to your account on the last day of the statement cycle in which the purchase is posted.  Your account must be open and in good standing on the date the rewards are posted to receive the reward.  We reserve the right to deduct rewards credits if you return merchandise for which you have qualified or received debit rewards.  Any taxes related to debit rewards are the recipient’s sole responsibility.  Program may be terminated at any time at our sole discretion.)