Checking Comparison
 

Personal Checking Accounts

Packed with features you asked for, our checking accounts make banking easy and rewarding. Introduce your friends and family to Star checking and we'll give you both a $50 Visa Gift Card.

Switching to a Salem Five checking account is easy! Click here to give us a try.

Click here to learn more about Salem Five InfoArmor.


  Free Checking Star Checking Gold Star Checking  Smart Student Checking
 

Perfect for:
Easy access to your checking account online, and no fees or minimum balance requirements. Those who enjoy earning rewards and reimbursements for everyday use and appreciate an easy way to save. Those with higher balances. The benefits of Star plus unlimited ATM reimbursements and identity protection. Students under the age of 24 who want cash back debit rewards, online/mobile account access and no fees or minimums.

Under 18? You will need an adult to open the account with you. You can either mail in this application (we will be in touch within 48 hours of receipt) OR open in one of our locations.
   

Star Checking &
Star Savings

Gold Star Checking & Star Money Market
 
Combo Features:  

Earn interest on your checking account plus have the convenience of ATM reimbursements, cash back debit rewards and account interest from your Star Checking swept into your Star Savings account to help build savings balance faster.

Enjoy variable tiered rates and instant liquidity, plus all the added features of a Gold Star Checking account.

 

ATMs

Free Salem Five ATM transactions

Free Salem Five ATM transactions

Reimbursement of other banks’ surcharges up to $15 per statement cycle

Unlimited fee-free usage worldwide

Full reimbursement of other banks’ surcharges

Reimbursement of other banks' surcharges, up to $15 per statement cycle

Debit Card
Yes Yes - including Cash Back Debit Rewards

The best card in your wallet for local errands or worldwide travel. Low exchange rate and no foreign transaction fees!

Yes - including Cash Back Debit Rewards

The best card in your wallet for local errands or worldwide travel. Low exchange rate and no foreign transaction fees!

Yes - including Cash Back Debit Rewards

The best card in your wallet for local errands or worldwide travel. Low exchange rate and no foreign transaction fees!

Initial Opening Deposit $100 online
$10 in person
$100 online
$10 in person
$100 online
$10 in person
$100 online
$10 in person
Initial Combo Opening Deposit  

$100 Star Checking
$100 Star Savings

$100 Gold Star Checking
$100 Star Money Market

 
Monthly Maintenance Fee None None with payroll direct deposit, a $1,500 minimum daily balance, automatic transfer to a Salem Five Mortgage, or a combined deposit/loan balance of $5,000 (excluding mortgage loan balances) None with a $5,000 minimum daily balance or a combined deposit balance/outstanding loan balance of $20,000 (excluding mortgage loan balances) None
Online Banking & Bill Payment

Free Online Banking

Free Online Bill Pay

Quicken® Web Connect Available

Free Online Banking

Free Online Bill Pay

Quicken® Web Connect Available

Free Online Banking

Free Online Bill Pay

Free Quicken® Web Connect

Free Quicken® Direct Connect

Free Online Banking

Free Online Bill Pay

Quicken® Web Connect Available