Smart Student Checking

Saving money is the smart way to go

The Smart Student Checking account gives you free worldwide ATM1 use, with unlimited transactions, no minimum balance, and no monthly maintenance fee when you choose eStatements2. Take advantage of the latest in banking technology with our mobile app, with remote check deposit, and by using payment services such as Apple Pay and Popmoney. Open a combo account online today for easy transfers and to meet your saving goals.

  • The Allpoint ATM network gives you surcharge-free access to over 60,000 ATMs where you already shop


Helpful Calculators

Other Articles of Interest

Money Management

Budgeting a Savings Plan

You know you need to save more money, but it seems impossible. After all, you are barely paying your bills now ...

Paying for College

Saving Money on College Textbooks

College is an exciting and rewarding time. However, along with the great experience comes a wave ...

Money Management

Using a Debit Card

Trying to cut down on your credit-card bills? Don't like to carry around large sums of cash? Then a debit card ...

1 Salem Five does not charge for non-Salem Five ATM use and Salem Five reimburses ATM surcharges up to $15 for Smart Student Checking. ATM reimbursements will post as credits at the end of the account statement cycle. Personal accounts only.

2 A paper statement fee of $2.95 will be imposed unless you register online for Salem Five Online Banking and you agree to receive your monthly periodic statements electronically ("eStatements"). During the month following the 24th birthday of the sole or primary account owner, this product will be converted to a Star Checking account.