Free Checking Account Disclosure


Are you opening an account online? After reviewing this document, please close the window and you will be returned to your application to complete it.

This disclosure describes the terms and features of the Free Checking Account offered by Salem Five Cents Savings Bank. Please refer to our Consumer Banking Services Agreement and current Fee Schedule for additional information of importance to you.

If you have any questions about information provided here, please allow a bank representative to answer them for you.

Interest Rate Information: No interest is paid on this account.

Minimum Balance Requirements: You must deposit at least $100 to open this account online or by mail. A minimum $10 opening deposit is required to open this account in person.

Fees and Charges: Please refer to our Fee Schedule for information about fees and charges.

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