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Rev January 2014

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FACTS


WHAT DOES SALEM FIVE CENTS SAVINGS BANK (“SALEM FIVE”) DO
WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.



What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and income
- Account balances and transaction history
- Payment history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Salem Five chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Salem Five share? Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus



YES



NO

For our marketing purposes—
to offer our products and services to you


YES


NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes—
information about your transactions and experiences


YES


NO

For our affiliates’ everyday business purposes—
information about your creditworthiness


YES


YES

For our affiliates to market to you

YES

YES

For non-affiliates to market to you

NO

WE DON'T SHARE


To limit
our sharing

  • Call toll free 1.800.850.5000— our menu will prompt you through your choice(s), or
  • Mail the form below

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1.800.850.5000

Mail-In Form

 

Mark any/all you want to limit:

Do not share information about my creditworthiness with your affiliates
         for their everyday business purposes.

Do not allow your affiliates to use my personal information to market to me.

Name

                                                                                    

Mail to:
Salem Five Bank
Attn: Customer Service
210 Essex Street
Salem, MA 01970

Address

 

City, State, Zip

 

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