Keep Talking Blog

The Salem Five “Keep Talking” Blog represents forward thinking shared by some of our insightful professionals. Our banking experts are leaders in their industries. They demonstrate and grow their expertise daily in working with clients around the region to address their business and investment challenges.
 
At Salem Five, we’re committed to better banking, and that starts with listening to your thoughts and ideas. We highly value fresh perspective, and encourage you to participate by commenting on posts that interest you.

Bloggers in the Spotlight

Kevin Rourke, Senior VP, Commericial Lending   Ellen Dunn, VP, Cash Management, Sales Manager   Sean Tesoro, President, Salem Five Financial

Gordon Massey, SVP, Team Leader, Corporate Banking   Joe Greenough, Senior VP, Commercial, Real Estate Lending   Stephen Spinney, VP, Corporate Banking



If Cash Flow Matters, Free Cash Flow is Critical

Kevin Rourke, Senior Vice President, Salem Five Commercial Lending

Cash flow is critical in meeting obligations on debt and shareholder distributions, paying owner tax obligations (LLC or S-Corp.), and growing a business’s balance sheet ... 



 Sharpen Your Financial Pencil

Ellen Dunn, Vice President, Cash Management, Sales Manager

As a small business owner, trade groups and related associations can sometimes be key lifelines, offering important educational and networking opportunities. If you’re seeking  ...


 

How Finance Committees Drive Business Health

Gordon Massey, Senior Vice President, Team Leader, Corporate Banking

For any company—nonprofit or for-profit—your board’s finance committee can be a key to fiscal health. Depending on the size and complexity of the organization and ...


 

 Keys to Commercial Lease Negotiation

Joe Greenough, Senior Vice President, Commercial Real Estate Lending

If you’re considering leasing commercial space, you have some decided advantages when it comes to negotiation. For example, unlike a residential lease, there are no ...


 

 Want to Boost Cash Flow? It Starts with Inventory Management.

Stephen Spinney, Vice President, Corporate Banking

According to the Institute of Supply Management, U.S. businesses invest between 20 and 40% of their capital in inventory. Yet, many companies let obsolete and ...